Why buy Travel Insurance?
I have Credit Card coverage – Know it’s limitations
“I don’t think I need buy travel insurance; I’m covered by my credit card!”
The travel insurance coverage provided by your credit card may have limitations or restrictions. It is important to review your contract thoroughly for coverage details. I recommended that you purchase additional coverage for complete protection to be sure you are protected from financial disaster.
Check your plan for the following:
Travel duration
Travel Insurance cannot be purchased once you depart from Ontario. It is important to check the length of stay covered with your credit card coverage, as well as any restrictions based on age. Does it cover travel in Canada when you leave Ontario?
Emergency Medical Care coverage
There are often strict eligibility and stability requirements based on your health. Blue Cross offers the option of a medical questionnaire for individuals 61 years of age or older with a chronic illness, this option is not always available with credit card coverage.
Trip Cancellation or Interruption
You may need to purchase additional protection, depending on the cost of your trip. Most credit card companies do not cover Trip Interruption or Cancellation coverage and when covered, the maximums are not sufficient to protect your investment.
Protect yourself and your family. Don’t risk your financial security with incomplete protection. With a Blue Cross Travel insurance plan, you will benefit from complete medical coverage, recognized worldwide.
Call Glenn for travel insurance v
By glenn@cuttherisk.com or 1.888.256.8685