Dog-related injuries make up a third of homeowner liability claims

The average claim costs $32,072

Dog-related injuries account for more than a third of U.S. homeowner liability claims paid out 2014, according to the Insurance Information Institute and State Farm. The Canadian figures would be similar

While the number of dog injury claims decreased 4.7 percent, the amount per dog homeowner liability claim went up 15 percent to $32,072. Accidents include bites, as well as dogs knocking down cyclists, children and the elderly, which can lead to blunt force trauma.

“The average cost per dog homeowner liability claim nationally has risen more than 67 percent from 2003 to 2014,” says the I.I.I.’s vice president Loretta Worters, “due to increased medical costs as well as the size of settlements, judgments and jury awards given to plaintiffs, which are still on the upswing.”

How are you controlling your dog? Dogs are not always as friendly as you think. Do you have your home premise signed saying you have a dog that may be vicious. It is better be in control of your Dog instead of losing it because it bit someone and has to be put down and you still have the bills to pay for the damage caused.