Travelling out of Province or  Country?

Travel Insurance may be the last thing on your mind when planning on jet-setting to exotic locations across the globe or out of province but forgetting or ignoring proper Travel Insurance coverages could cost you thousands of dollars.

 

Get your Travel Insurance when planning your trip making sure that you can pass all medical questions before leaving home! If you travel frequently throughout the year, purchase an annual Travel Insurance Policy to cover your travel in Canada and foreign countries.

Know what Travel Insurance you are buying to avoid a vacation disaster.  Make sure you are covered for the type of activities you plan to do while out of country. Note that the “Standard Travel Insurance” may not cover you for diving or mountain climbing. You must be aware that if you have a special need or if you are going to a different kind of destination or participating in different activities, you must make sure that the Travel Insurance product that you purchase will actually cover your needs.

The Travel Insurance Industry is one of the highest paying claims groups within the Insurance Industry.  Denied claims represent 2 to 3percent of active policies.

Are you thinking of buying Travel Insurance?   

HAVE YOU:

.   research what Travel Insurance is available or are you accepting the first plan you came across?

.   spoken with your doctor or are you guessing which health conditions you are being treated for?

.  call a licensed Travel Insurance agent or are you rushing to complete the application before you board the plane?

.  read the fine print or are you making assumptions about what is and what isn’t covered under the Travel Insurance Policy that you have chosen?

 

.   checked out the glossary or are you relying on your friend’s interpretation of a confusing term?

.   enquired about deductibles or are you prepared to pay a lower cost now and a higher premium later?

. asked questions, questions and more questions about Travel Insurance or are you concerned you will be a bother?

 

Not all Provincial Health Coverages for travel are the same.  Recently, a lady visiting Ontario from Alberta had a premature baby.  She is faced with an air ambulance bill of $30,000 because the Province of Alberta does not cover this situation.  An Ontario resident would have this service covered.

QUESTION, QUESTION AND THEN QUESTION TO MAKE SURE THAT YOUR TRAVEL INSURANCE COVERS YOUR NEEDS!