With the weather heating up and summer just around the corner, it’s that time of the year when you open up the cottage.

But before you disappear to the refuge of the cottage, here are some simple tips to ensure that the summer is both relaxing and safe.

Prepare and post a list of important contact numbers in a central area, say by the the cottage phone or on the kitchen refrigerator. And keep the list updated.”

A few must-purchases include:

• A first aid kit;
• A flashlight and spare batteries;
• One 5lb. multi-purpose (type ABC) fire extinguisher;
• A minimum of one smoke alarm per level in the cottage; and
• An ample supply of bottled drinking water.

And when you get that first aid kit, do familiarize yourself with the contents.  And everyone should know where the fire extinguisher is and how to operate it.

Preparing the property after a rough winter
Carbon monoxide detectors are law now in Ontario, and are just good common sense for the cottage – especially those with fuel burning appliances or a wood stove.

You should install a minimum of one carbon monoxide detector per sleeping area and don’t forget to test your smoke alarms and carbon monoxide detectors monthly, and to replace the batteries at the start of each season.

Beyond the detectors, wood burning stoves or fireplaces should be cleaned and inspected annually by a Wood Energy Technology Transfer (WETT) Certified inspector.

When opening your cottage again after a long winter, it’s important to re-familiarize yourself with some key safety features, which are crucial during an emergency. For example:

• Know where the electrical panel is and how to shut off the main electrical supply to the cottage;
• Know where the water supply line enters the cottage and how to shut it off; and
• Plan and practice a fire escape plan with your family.

Water, water everywhere…
If your clients or their guests have small children, constant vigilance comes with cottage, – especially around water.

You should restrict access to water, and make sure children are wearing lifejackets when playing near or in water and always provide ‘within arm’s reach’ adult supervision.”

Good advice for anyone on or near the water is to provide life jackets, and of course – never mix drinking and boating.

Even being careful and following the safety suggestions above accidents can still happen so be prepared. One of the best forms of preparation is taking a first aid training course. Knowing what to do and being able to do it quickly can be a lifesaving difference.”

by Glenn glenn@cuttherisk.com  or 1.888.256.8685

www.cuttherisk.com

The post the cottage first appeared on Insurance - Disability, Estate, Critical Illness, Travel, Life - Glenn Stewart.

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The post Health Spending Account – Small Business BEST kept Canada’s TAX Secret! first appeared on Insurance - Disability, Estate, Critical Illness, Travel, Life - Glenn Stewart.